Volume 51, Number 43

fourteen pages

Byrdstown, Tennessee 38549 -- Thursday, October 23, 2014

Byrdstown-Pickett County receives new ISO rating

Amanda Hill Bond
Byrdstown-Pickett County has received a new ISO rating which could save homeowners money.
ISO is an independent company that serves insurance companies, communities, fire departments, insurance regulators and others by providing information about risk. ISO's expert staff collects information about municipal fire suppression efforts in communities throughout the United States. In each of these communities, ISO analyzes the relevant data and assigns a Public Protection Classification (PPC) which is a number from 1-10. Class 1 represents an exemplary fire suppression program and Class 10 indicates that the area's fire suppression program does not meet ISO's minimum criteria.
A community's PPC depends on three main elements.
*Fire alarm and communication systems, including telephone systems and lines, dispatching systems.
*The fire department including equipment, staffing, training, and geographic distribution of fire companies.
*The water supply system, including condition and maintenance of hydrants, alternative water supply operations, and a careful evaluation of the amount of available water compared with the amount needed to suppress fires up to 3,500 gpm.
The classification is a single class and applies to all properties in the community. There is a class for the Town of Byrdstown and Pickett County.
Class 6 applies to properties within five-road miles of a recognized fire station and within 1,000 feet of a fire hydrant or alternate water supply. The town of Byrdstown classification is a Class 6. The homes within the city limits qualify and if you live in certain parts of the county you could also qualify for a Class 6 under the criteria.
Class 9 applies to properties beyond 1,000 feet of a fire hydrant but within five miles of a recognized fire station. Pickett County is classified as a class 6/9.
The last time Pickett County received an ISO rating was 1985 when the classfications were Class 8/10.
Due to this new rating, which was effective November 2009, you can contact your homeowners insurance agent to see if your insurance could be lowered from this change.
The Byrdstown-Pickett County Volunteer Fire Department works hard to keep up to date on training and ISO regulations and standards and was a big part in making this happen.
If you have questions about the ISO process call the Town of Byrdstown office 864-6215 or Pickett County Executive office 864-3798.

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